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Insurance Calculator

Calculate The Amount of Life Insurance You Need

Step 1) Evaluate Your Assets and income

Enter your current income


Number of years your spouse will need your annual income


Present investment income (Rental Properties, Annuities, Dividends, etc.)


Current liquid assets - All assets that can be cashed out within 3 months
(We recommend you not liquidate retirement accounts due to IRS tax penalties)


The face amount of your current life insurance coverage:


Step 2) Evaluate Your Expenses and Debts

Outstanding mortgage balance:


Outstanding loans:


Final expenses: (Medical, Funeral, Taxes)



Step 3) Evaluate College Expenses and Child Support
*We suggest an average annual tuition cost of $15,000 to $20,000

Child: Monthly child cost: Years child will require support: College expenses:
1 $ years
2 $ years
3 $ years
4 $ years
5 $ years

Recommended Additional Life Insurance: $



















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